Debt Snowball Calculator Spreadsheet Template for Excel & Google Sheets
The Debt Snowball Calculator Spreadsheet Template for Excel and Google Sheets simplifies debt management by focusing on the popular Snowball method. This customizable template helps you organize your debts, prioritize payments, and track your progress as you pay off smaller debts first, building momentum toward financial freedom.
With automatic calculations and real-time updates, this spreadsheet is perfect for personal finance management. Easily track up to 50 debts, set repayment priorities, and use visual insights to monitor your progress. It’s an essential tool for anyone committed to efficiently paying off debt using the Snowball method.
FEATURES
- Use with Any Currency
- Automatic Calculations
- Customize Colors
- Payment Schedule
- Debt Balance Breakdown
- Debt Repayment End Date
- Beginner-Friendly
- Kickstart Your Financial Control with Just Three Simple Steps
EASY TO SET UP
- Know How to Clear Your Debt in 5 Steps
- Snowball Debt Management Strategy
- Intuitive and Easy-to-Understand Dashboard
GLOBAL DASHBOARD
- See Your Overall Progress as You Progress
- Track Your Monthly Target for Each Debt
- Dynamic Dashboard Over the Debt Clearance Period
PAYMENTS SCHEDULE
- Understand How Each Debt is Cleared
- Add or Subtract Extra Payments
- Intuitive and Easy-to-Understand Dashboard
PAYMENTS TRACKER
- Track Your Debt Payments Against the Target
- Categorization in Sources & Products/Services
- Tax Accountability for Annual Tax Reporting
The "Debt Snowball" method works because it creates a psychological stimulus. You start with the smallest debt, and when you pay it off, it gives you a sense of accomplishment and motivates you to keep going. This can be particularly helpful for those struggling with debt management and in need of additional motivation.
WHAT’S INCLUDED?
- Step-by-step instructions
- 4 Templates of Spreadsheets
- Sample Google Sheet with Mock Data
- Blank Google Sheet
- Sample Excel with Mock Data
- Blank Excel
- Editable in Google Sheets and Microsoft Excel
- Compatible with MAC, PC, Phones, or Tablets
HOW IT WORKS & REQUIREMENTS
YOU WILL NEED:
- A device to access Google Sheets or Microsoft Excel
- A Google Account (if using Google Sheets)
- Microsoft Excel software (if using Excel)
- Basic computer skills
HOW IT WORKS:
1. Purchase and download instantly.
2. Open the PDF file to access the Google Sheet link.
3. Download the Excel template.
4. Open the spreadsheet and start planning!
IMPORTANT TO KNOW:
- This is a digital download; no physical items will be shipped.
- Due to the nature of digital products, all sales are final, and refunds are not available.
COLOR DISCLAIMER:
Please note that colors in the spreadsheet may vary slightly due to screen display differences on your device. This can include variations in color on phones, tablets, and computers.
Note: For the best experience, we recommend using a desktop or laptop for full editing capabilities.
NEED HELP? If you have any questions, feel free to reach out to us at spreadsheetshub.office@gmail.com or info@spreadsheetshub.com. You can also contact us on WhatsApp for assistance.
