50/30/20 & Alternative Budgeting Methods
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Master Your Money with the 50/30/20 & Alternative Budgeting Methods Toolkit
If you're looking for a simple yet powerful way to manage your money, this bundle is for you. It’s based on the popular 50/30/20 budgeting rule and includes additional percentage-based methods to fit different lifestyles and income types. Whether you’re budgeting as a student, family, freelancer, or just getting started - this toolkit helps you stay in control without the overwhelm.
What’s Inside (5 Ready-to-Use Spreadsheets):
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Annual 50/30/20 Budget Spreadsheet – Plan and track your full year using the classic 50/30/20 method.
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50/30/20 Budget Spreadsheet – A monthly version for easier day-to-day budgeting.
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40/30/30 Budget Spreadsheet – Great for those focusing more on savings and debt payoff.
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70/20/10 Budget Spreadsheet – Ideal for people with high fixed expenses and simple saving goals.
- 60/20/20 Budget Spreadsheet – A balanced approach to spending, saving, and priorities.
Key Features:
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Built-in Formulas: Automatically split your income into categories like Needs, Wants, and Savings.
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Fully Customizable: Rename categories, tweak percentages, and adjust to your lifestyle.
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Clear Layout: Easy-to-read dashboards with instant insights on how your money is moving.
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Beginner-Friendly: No financial experience needed. Just fill in your numbers and go!
- Flexible Use: Works perfectly for personal, family, or shared budgeting.
Who It's For:
This toolkit is perfect for anyone who prefers structure and clarity in their budget. Whether you're living paycheck to paycheck or trying to save more intentionally, these templates give you a reliable system to make smarter financial decisions - all in Excel or Google Sheets.
WHAT’S INCLUDED?
- Step-by-step instructions
- 20 Templates of Spreadsheets
- 5 Sample Google Sheet with Mock Data
- 5 Blank Google Sheet
- 5 Sample Excel with Mock Data
- 5 Blank Excel
- Editable in Google Sheets and Microsoft Excel
- Compatible with MAC, PC, Phones, or Tablets
HOW IT WORKS & REQUIREMENTS
SYSTEM REQUIREMENTS:
To ensure all features and automated functions work correctly, you will need:
- Microsoft Excel: A subscription to Microsoft 365 (formerly Office 365) is strictly required. Older versions (Excel 2019 or earlier) may not support all formulas.
- Google Sheets: A free Google Account if you prefer using the web-based version.
- Device: A desktop or laptop is highly recommended for the best experience. Mobile devices may have limited editing capabilities.
HOW IT WORKS:
- Purchase and download your files instantly.
- Open the PDF file to access your unique Google Sheets link.
- Open the Excel file directly if using Microsoft 365.
- Follow the setup instructions inside and start planning!
IMPORTANT TO KNOW:
- Compatibility: This template is exclusively designed for Microsoft 365 and Google Sheets. It is not compatible with Numbers (Apple), LibreOffice, or OpenOffice.
- Refund Policy: Due to the instant nature of digital downloads, no refunds or exchanges can be given once the files are downloaded. Please verify your software compatibility before purchase.
- Personal Use Only: Your purchase grants you a single-user license. Re-selling, sharing, or distributing this template in any form is strictly prohibited and protected by copyright law.
DISPLAY & COLOR DISCLAIMER: The visual appearance of the spreadsheet may vary slightly depending on your screen resolution, color settings, and device hardware. For the best experience, we recommend using a desktop or laptop.
NEED HELP? If you have any questions, feel free to reach out to us at spreadsheetshub.office@gmail.com or info@spreadsheetshub.com. You can also contact us on WhatsApp for assistance.
