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Financial Planning

Personal Loan Calculator

Calculate total monthly payments, interest, and net proceeds across all your loans. Factor in origination fees to see exactly how much cash you'll receive.

1 Add your loans and their specific fees
2 See the net amount you'll actually receive
3 Adjust the term to find your total monthly cost
Your Loans
$
%
%
Repayment Plan
36 mo
Combined Results
Total Monthly Payment:
$0
Total Net Amount Received:
$0
Interest Cost
$0
Total Principal
$0
Total Fees Paid
$0

The Hidden Cost of Fees

Origination fees are often overlooked but significantly impact your loan's APR. By including them in your calculations, you get a transparent view of your borrowing costs.

Net vs Gross Amount

The gross amount is what you pay interest on, but the net amount is what you actually get in your bank account. If you need exactly $10,000, you may need to borrow more to cover the fees.

Consolidated View

When you have multiple loans, fees can stack up quickly. Our tool helps you see the aggregate effect of these costs on your overall financial health.

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