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Efficient Strategy

Debt Avalanche Calculator

Save the most money on interest! The avalanche method prioritizes debts with the highest interest rates first, minimizing your total cost of borrowing.

Analyze Your Debts
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$
%
Avalanche Power
$
This extra cash targets your highest interest rate debt first.
Time to Freedom
$0
Target Date
Total Debt Amount
$0
Interest Paid
$0
Monthly Velocity
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How the Avalanche Method Works

Mathematical efficiency at its best. By crushing the highest interest rates first, you minimize the "tax" banks charge you for borrowing.

The Strategy

List all debts in order of interest rate, from highest to lowest. Focus all extra funds on the debt at the top of the list.

The Math

  • Pay minimums on all other balances
  • Attack the highest APR aggressively
  • Saves more money than any other method
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