Ultimate Monthly Budget Spreadsheet Template Excel & Google Sheets
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The Ultimate Monthly Budget Spreadsheet Template for Excel & Google Sheets is the perfect tool for anyone who wants to easily manage their money. It helps you keep track of everything — your income, expenses, savings, and debts — all in one place.
How to Use Ultimate Monthly Budget Spreadsheet | Step-by-Step Video Tutorial
Why This Template is Great:
- Everything in One Place: You can track all your finances — bills, debts, savings, income — in one easy template. No need for multiple spreadsheets.
- Automatic Calculations: No more manual math! Just enter your transactions, and the totals will update automatically.
- Works with Any Currency: You can manage your finances in any currency, and it will automatically convert to your base currency.
- Custom Categories: Set up to 50 categories to organize your finances however you want. Plus, you can set financial goals and keep track of them.
- Debt & Bill Tracking: Easily track all your bills and debts. The smart calendar will update itself so you never miss a payment.
- Track Goals with Sinking Funds: Whether you're saving for a vacation or a big purchase, you can set goals and track your progress.
- Easy Setup: There’s a simple step-by-step guide to help you set up and use the template with no hassle.
- Access Anywhere: Available on both Excel and Google Sheets, so you can use it on any device, anytime.
Why You Need It:
Managing your finances can be stressful, but this template makes it easy. It’s a smart and modern way to stay on top of your budget, set goals, and make sure you’re on track. Whether you’re paying off debt, saving for something big, or just managing monthly expenses, this spreadsheet helps you do it all quickly and easily.
It’s perfect for anyone — whether you’re managing your personal finances, planning for your family’s expenses, or keeping track of business costs. It’s simple, smart, and designed to help you take control of your money and your future.
WHAT’S INCLUDED?
- Step-by-step instructions
- 4 Templates of Spreadsheets
- Sample Google Sheet with Mock Data
- Blank Google Sheet
- Sample Excel with Mock Data
- Blank Excel
- Editable in Google Sheets and Microsoft Excel
- Compatible with MAC, PC, Phones, or Tablets
FEATURES & LIMITATIONS
- Automated Calculations: All totals, charts, and summaries update automatically when data is entered. No manual math required.
- Currency Customization: For all budget and finance-related templates, you can easily change the currency symbol (USD, EUR, GBP, etc.) in just a few clicks.
- Protected Formulas: Certain cells and tabs are locked to prevent accidental deletion of complex formulas, ensuring your template works perfectly. However, no passwords are required—you can easily unlock the sheets if you wish to customize the structure.
- Language: This template is provided in English
- No Macros: We use advanced formulas instead of VBA macros, making the files safer and more compatible across different devices.
HOW IT WORKS & REQUIREMENTS
SYSTEM REQUIREMENTS:
To ensure all features and automated functions work correctly, you will need:
- Microsoft Excel: A subscription to Microsoft 365 (formerly Office 365) is strictly required. Older versions (Excel 2019 or earlier) may not support all formulas.
- Google Sheets: A free Google Account if you prefer using the web-based version.
- Device: A desktop or laptop is highly recommended for the best experience. Mobile devices may have limited editing capabilities.
HOW IT WORKS:
- Purchase and download your files instantly.
- Open the PDF file to access your unique Google Sheets link.
- Open the Excel file directly if using Microsoft 365.
- Follow the setup instructions inside and start planning!
IMPORTANT TO KNOW:
- Compatibility: This template is exclusively designed for Microsoft 365 and Google Sheets. It is not compatible with Numbers (Apple), LibreOffice, or OpenOffice.
- Refund Policy: Due to the instant nature of digital downloads, no refunds or exchanges can be given once the files are downloaded. Please verify your software compatibility before purchase.
- Personal Use Only: Your purchase grants you a single-user license. Re-selling, sharing, or distributing this template in any form is strictly prohibited and protected by copyright law.
DISPLAY & COLOR DISCLAIMER: The visual appearance of the spreadsheet may vary slightly depending on your screen resolution, color settings, and device hardware. For the best experience, we recommend using a desktop or laptop.
NEED HELP? If you have any questions, feel free to reach out to us at spreadsheetshub.office@gmail.com or info@spreadsheetshub.com. You can also contact us on WhatsApp for assistance.
