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Budget Planner Excel & Google Sheets, Monthly Budget Spreadsheet, Personal Finance Tracker

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Budget Planner Template Excel & Google Sheets | Personal Finance Tracker

Start budgeting with our simplest budget planner in Excel and Google Sheets! This one-tab template is incredibly easy to use and perfect for both beginners and experienced users alike. Begin budgeting in just 3 simple steps! Simply input your transactions, and let the template handle all calculations automatically. Whether you want to budget monthly, weekly, or even bi-weekly, this spreadsheet adapts to your needs, helping you stay organized and in control of your finances with minimal effort.

How to Use Simple Budget Planner | Step-by-Step Video Tutorial

FEATURES:

- Use with Any Currency
- Personalize Categories
- Automated Calculations
- Set Initial Balance
- Overview of Cash Flow
- Detailed Expense Breakdown
- Budget Remaining Graph and Spending
- Overview Graph
- Monthly Budgeting, Weekly or Biweekly Budgeting
- Checkboxes for Bills, Debt & Savings
- Bonus Tab: Goal Tracker

WHY IS THIS TEMPLATE THE BEST?

- Take charge of your finances in just 3 simple steps!
- Compatible with any currency!
- One-tab layout, easily replicable for each new budget.
- User-friendly interface, ideal for newcomers!
- Video Tutorial and sample budget included for Excel & Google Sheets

These tabs collectively provide a holistic approach to managing your finances, from configuring your budget settings to actively tracking transactions, monitoring monthly progress, and staying on top of your financial goals.

WHAT’S INCLUDED?

- Step-by-step instructions 
- 4 Templates of Spreadsheets
- Sample Google Sheet with Mock Data
- Blank Google Sheet
- Sample Excel with Mock Data
- Blank Excel
- Editable in Google Sheets and Microsoft Excel
- Compatible with MAC, PC, Phones, or Tablets

FEATURES & LIMITATIONS

  • Automated Calculations: All totals, charts, and summaries update automatically when data is entered. No manual math required.
  • Currency Customization: For all budget and finance-related templates, you can easily change the currency symbol (USD, EUR, GBP, etc.) in just a few clicks.
  • Protected Formulas: Certain cells and tabs are locked to prevent accidental deletion of complex formulas, ensuring your template works perfectly. However, no passwords are required—you can easily unlock the sheets if you wish to customize the structure.
  • Language: This template is provided in English
  • No Macros: We use advanced formulas instead of VBA macros, making the files safer and more compatible across different devices.

HOW IT WORKS & REQUIREMENTS

SYSTEM REQUIREMENTS:
To ensure all features and automated functions work correctly, you will need:

  • Microsoft Excel: A subscription to Microsoft 365 (formerly Office 365) is strictly required. Older versions (Excel 2019 or earlier) may not support all formulas.
  • Google Sheets: A free Google Account if you prefer using the web-based version.
  • Device: A desktop or laptop is highly recommended for the best experience. Mobile devices may have limited editing capabilities.

HOW IT WORKS:

  1. Purchase and download your files instantly.
  2. Open the PDF file to access your unique Google Sheets link.
  3. Open the Excel file directly if using Microsoft 365.
  4. Follow the setup instructions inside and start planning!

IMPORTANT TO KNOW:

  • Compatibility: This template is exclusively designed for Microsoft 365 and Google Sheets. It is not compatible with Numbers (Apple), LibreOffice, or OpenOffice.
  • Refund Policy: Due to the instant nature of digital downloads, no refunds or exchanges can be given once the files are downloaded. Please verify your software compatibility before purchase.
  • Personal Use Only: Your purchase grants you a single-user license. Re-selling, sharing, or distributing this template in any form is strictly prohibited and protected by copyright law.


DISPLAY & COLOR DISCLAIMER: The visual appearance of the spreadsheet may vary slightly depending on your screen resolution, color settings, and device hardware. For the best experience, we recommend using a desktop or laptop.


NEED HELP? If you have any questions, feel free to reach out to us at spreadsheetshub.office@gmail.com or info@spreadsheetshub.com. You can also contact us on WhatsApp for assistance.

  • 5 stars: 701 (97%)
  • 4 stars: 19 (3%)
  • 3 stars: 5 (1%)
  • 2 stars: 0 (0%)
  • 1 star: 0 (0%)
L
Luke White

Super easy to follow and really helps me stay on track with my budget.

R
Rob
Average person friendly

Simple easy to use trackers for everyday use.

J
Joseph White

This is exactly what I needed to manage my personal finances.

R
Richard Green

I love how flexible it is. I can easily customize it to fit my financial needs.

R
Robert Davis

I’ve been using this for a few months now, and it’s completely transformed my budgeting.

W
William Martin

This tool has made budgeting so much easier and stress-free.

D
David Lee

Very simple to use and extremely effective for tracking my monthly expenses.

M
Michael Johnson

This planner is fantastic! It helped me get my finances under control.

J
James Harris

I highly recommend this budget planner. It’s made a big difference in how I manage my money.

J
John White

It’s been amazing for tracking both my monthly budget and long-term savings goals.

C
Christian Scott

I can’t recommend this budget planner enough! It’s been essential for organizing my finances.

L
Luke Davis

This has helped me create a more realistic budget and stick to it.

J
Jacob Cooper

This planner is great for budgeting, and I love the layout. It makes everything so easy to find.

J
Justin King

I’ve been using it for a few months, and it’s helped me stay on top of my budget.

B
Benjamin Harris

This tool has made managing my money so much easier. I love how clear everything is.

S
Samuel Robinson

I’ve been able to save more money since using this planner, and I couldn’t be happier.

M
Matthew Allen

This budget planner is so easy to use and has everything I need to track my spending.

P
Paul White

I highly recommend this spreadsheet to anyone looking for an easy way to manage their finances.

S
Steven Young

I love how simple it is to track my expenses with this tool. It’s made budgeting stress-free.

M
Mark Harris

This planner has helped me develop better financial habits and save more money.

K
Kevin Johnson

I’ve been using this for a while now, and it’s made a huge difference in my financial situation.

F
Frank Green

This budget planner has been invaluable in helping me stay within my financial limits.

A
Andrew White

I love that I can update this planner as my income or expenses change. It’s so flexible.

T
Thomas Wright

This tool is super helpful for tracking income and expenses. I’ve been using it for months.

P
Peter Robinson

I highly recommend this tool! It’s a great way to stay organized and on top of your finances.

J
Jack Walker

This planner has made budgeting so much easier! I feel in control of my finances now.

H
Henry Mitchell

I’ve been able to make smarter financial decisions thanks to this planner.

D
Daniel Young

It’s helped me save money by showing me where I can cut back on unnecessary expenses.

E
Edward Cooper

This is a fantastic tool for anyone who needs help organizing their finances.

G
George White

I’ve been using this for several months now, and I’m really impressed with how it works.

J
Joseph Martin

This budget planner is super easy to use and keeps me on track every month.

C
Customer

It’s really helped me set a realistic budget and stick to it.

R
Richard Harris

I love how easy it is to customize the categories in this budget planner.

C
Charles Lewis

This tool is great for keeping track of everything from bills to savings.

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