Debt Payoff Tracker Spreadsheet | Debt Repayment Planner in Excel & Google Sheets (Dark Theme)
This sleek and modern design offers an effective solution for managing and eliminating debt. Whether you prefer the Debt Snowball, Avalanche method, or a custom payment plan, this tool helps you stay on track and monitor your progress. The dark theme provides a visually appealing and easy-on-the-eyes interface, perfect for late-night planning. Stay focused and motivated as you work toward a debt-free future.
- Debt Snowball & Avalanche Methods: Choose the most effective strategy to pay off your debts.
- Customizable Payment Plans: Tailor your repayment plan to your specific needs.
- Dark Theme Design: A sleek, modern interface that’s easy on the eyes and ideal for night-time use.
- Progress Tracking: Stay motivated with dynamic tracking of your payments, payoff dates, and extra contributions.
- Available in Excel & Google Sheets: Accessible and customizable on both platforms.
Track and eliminate your debts with style and ease using the Debt Payoff Tracker Spreadsheet in Dark Theme.
FEATURES:
- Add Up to 50 Debts and Track Up to 50 Years
- Pick Between the Debt Snowball, Custom Debt Order, and Debt Avalanche Method
- Use with Any Currency
- Automatic Calculations
- Includes a Journal Tab and a Monthly Overview
- Track Your Interest Payments and Debt-Free Dates for Each Strategy
Methods Included in Debt Payoff Tracker:
- Snowball
- Avalanche
- Custom Debt Order
Easy to Set Up:
- Know how to clear your debt in 5 steps
- Choose the most efficient strategy for your debt
- Intuitive and easy-to-understand dashboard
Global Dashboard:
- See your overall progress as you progress
- Dynamic dashboard over the debt clearance period
- Track your monthly target for each debt
Payments Schedule:
- Understand how each debt is cleared
- Add or subtract extra payments
- Intuitive and easy-to-understand dashboard
Payments Tracker:
- Track your debt payments against the target
- Categorization in sources and products/services
- Tax accountability for annual tax reporting
WHAT’S INCLUDED?
- Step-by-step instructions
- 4 Templates of Spreadsheets
- Sample Google Sheet with Mock Data
- Blank Google Sheet
- Sample Excel with Mock Data
- Blank Excel
- Editable in Google Sheets and Microsoft Excel
- Compatible with MAC, PC, Phones, or Tablets
HOW IT WORKS & REQUIREMENTS
YOU WILL NEED:
- A device to access Google Sheets or Microsoft Excel
- A Google Account (if using Google Sheets)
- Microsoft Excel software (if using Excel)
- Basic computer skills
HOW IT WORKS:
1. Purchase and download instantly.
2. Open the PDF file to access the Google Sheet link.
3. Download the Excel template.
4. Open the spreadsheet and start planning!
IMPORTANT TO KNOW:
- This is a digital download; no physical items will be shipped.
- Due to the nature of digital products, all sales are final, and refunds are not available.
COLOR DISCLAIMER:
Please note that colors in the spreadsheet may vary slightly due to screen display differences on your device. This can include variations in color on phones, tablets, and computers.
Note: For the best experience, we recommend using a desktop or laptop for full editing capabilities.
NEED HELP? If you have any questions, feel free to reach out to us at spreadsheetshub.office@gmail.com or info@spreadsheetshub.com. You can also contact us on WhatsApp for assistance.
FAQ
How will I get access after purchase?
- Once your payment is confirmed, you’ll receive an email with your purchase details and access links for both the Google Sheets and Excel versions of the template.
How long will it take to receive my template after purchase?
- Instantly! No delays or manual processing. This is a digital download, and you will receive access to your templates immediately in two ways:
1) An email with your download links
2) A confirmation page after successful payment, where you can download the files right away without closing the website
Is this a subscription or a one-time payment?
- It’s a one-time payment — no hidden fees or recurring charges!
Are the templates compatible with my device?
- Yes! All Google Sheets and Excel templates are fully compatible with any device — including Windows, Mac, Android, and iOS.
Will anyone else be able to see my data after purchase?
- No! Once you purchase any template from us, you’ll receive your own private copy linked to your personal Google or Microsoft account (depending on whether you're using Google Sheets or Excel).
Google and Microsoft follow very strict security protocols, so no one will ever be able to access or modify your data without your explicit permission.
Which currencies are included in the template?
- All templates include over 40 different currencies from around the world. Yours is definitely there!
How do I know which cells I should fill out and which ones I shouldn't?
- The input cells are always marked with a specific color, usually white. You can also click on any cell to check if it contains a formula before entering data.
What if I accidentally enter data into a formula cell?
- Most likely, you won’t be able to. Each formula cell has a warning or restriction that prevents accidental editing. So don’t worry!
Can I edit and customize the templates?
- Absolutely! You can modify anything you like. The only limit is your imagination.
Can I resell this template?
- No, all templates are for personal use only.
However, if the template is marked as a PLR Spreadsheet, then yes — you are allowed to resell it anywhere, anytime!
Can I resell this template?
- No, all templates are for personal use only.
However, if the template is marked as a PLR Spreadsheet, then yes — you are allowed to resell it anywhere, anytime!
What if I need help or have questions about my template?
- 📧 spreadsheetshub.office@gmail.com
- 📧 info@spreadsheetshub.com
Can I use the template right after purchase?
- Yes! You’ll receive instant access to your template as soon as the payment is confirmed. No delays, no waiting.
What skill level do I need to use the template?
- Our templates are designed for all levels — from beginners to advanced users. Input fields are clearly marked, and most come with easy-to-follow instructions.
Can I use the template in Google Sheets for free?
- Absolutely! You don’t need a paid Google account — our templates work perfectly in the free version of Google Sheets.
Is the template for personal use only, or can I use it for business too?
- We offer templates for both personal finance and business needs — from budgeting to order tracking and inventory management.
Can I request a customization?
- Yes! We offer a custom spreadsheet service. Just reach out to us with your request and we’ll tailor the template to your needs.
What if I don’t know how to use Excel or Google Sheets?
- No problem! You can contact us for a simple guide or request support. We’re here to help and make sure you get the most out of your template.
Can I get a refund?
- As this is a digital product, refunds are not available. However, if you run into any issues or need assistance, we’ll do everything we can to help!
