Classic Budgeting Strategies
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The Classic Budgeting Strategies Bundle is a simple and powerful set of tools to help you take control of your money. It includes 10 easy-to-use spreadsheets based on popular budgeting methods, so you can track your income, plan your spending, and build better financial habits - whether you work a regular job, run your own business, or manage a household budget.
What’s Inside
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50/30/20 Budget Spreadsheet Template (Excel & Google Sheets)
Allocate your income into needs, wants, and savings using the classic 50/30/20 rule for balanced spending.
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45/35/20 Budget Spreadsheet Template (Excel & Google Sheets)
Emphasize a higher savings rate while still covering essential expenses for a flexible financial plan.
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70/20/10 Budget Spreadsheet Template (Excel & Google Sheets)
Tailored for those with higher fixed costs, this template prioritizes essential expenses while carving out space for savings.
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60/20/20 Budget Spreadsheet Template (Excel & Google Sheets)
Strike a balanced approach with equal focus on essentials and additional goals, suitable for diverse income types.
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40/30/30 Budget Spreadsheet Template (Excel & Google Sheets)
Ideal for budgeting with a bit more room for discretionary spending while still saving steadily.
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80/10/10 Budget Spreadsheet Template (Excel & Google Sheets)
Perfect for minimalist budgets, this tool focuses on essential spending and modest savings.
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30/50/20 Budget Spreadsheet Template (Excel & Google Sheets)
Invert the classic rule for those who want to prioritize lifestyle spending along with savings.
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65/25/10 Budget Spreadsheet Template (Excel & Google Sheets)
Focus on your needs with a generous allocation while still setting aside funds for savings and debt management.
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55/25/20 Budget Spreadsheet Template (Excel & Google Sheets)
Find the sweet spot between expenses and savings, offering a balanced approach suitable for most lifestyles.
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75/15/10 Budget Spreadsheet Template (Excel & Google Sheets)
Maximize your savings potential with this template designed for those looking to accelerate their financial growth.
Key Features:
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Automated Calculations: Each spreadsheet comes with pre-built formulas to automatically calculate totals, percentages, and balances, saving you time and eliminating errors.
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Customizable Layouts: Easily adjust categories and percentage allocations to match your personal financial goals.
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Multi-Platform Compatibility: Whether you prefer Excel or Google Sheets, our templates work seamlessly on both platforms.
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Clear Visual Reports: Enjoy intuitive dashboards and charts that provide a clear overview of your income, spending, and savings progress over time.
- Versatile Budgeting Methods: Experiment with different strategies to find the one that best fits your lifestyle—from traditional to alternative budgeting methods.
Who is This Bundle For?
This bundle is ideal for individuals who want to organize their finances using proven budgeting techniques. It’s perfect for those seeking a straightforward, customizable system for managing expenses, setting savings goals, and achieving financial clarity. Whether you’re a beginner or a seasoned budgeter, these templates provide the structure you need to make informed decisions and stay on track.
Take control of your financial future with the Classic Budgeting Strategies Bundle - your ultimate resource for smarter, more confident money management.
WHAT’S INCLUDED?
- Step-by-step instructions
- 40 Templates of Spreadsheets
- 10 Sample Google Sheet with Mock Data
- 10 Blank Google Sheet
- 10 Sample Excel with Mock Data
- 10 Blank Excel
- Editable in Google Sheets and Microsoft Excel
- Compatible with MAC, PC, Phones, or Tablets
HOW IT WORKS & REQUIREMENTS
SYSTEM REQUIREMENTS:
To ensure all features and automated functions work correctly, you will need:
- Microsoft Excel: A subscription to Microsoft 365 (formerly Office 365) is strictly required. Older versions (Excel 2019 or earlier) may not support all formulas.
- Google Sheets: A free Google Account if you prefer using the web-based version.
- Device: A desktop or laptop is highly recommended for the best experience. Mobile devices may have limited editing capabilities.
HOW IT WORKS:
- Purchase and download your files instantly.
- Open the PDF file to access your unique Google Sheets link.
- Open the Excel file directly if using Microsoft 365.
- Follow the setup instructions inside and start planning!
IMPORTANT TO KNOW:
- Compatibility: This template is exclusively designed for Microsoft 365 and Google Sheets. It is not compatible with Numbers (Apple), LibreOffice, or OpenOffice.
- Refund Policy: Due to the instant nature of digital downloads, no refunds or exchanges can be given once the files are downloaded. Please verify your software compatibility before purchase.
- Personal Use Only: Your purchase grants you a single-user license. Re-selling, sharing, or distributing this template in any form is strictly prohibited and protected by copyright law.
DISPLAY & COLOR DISCLAIMER: The visual appearance of the spreadsheet may vary slightly depending on your screen resolution, color settings, and device hardware. For the best experience, we recommend using a desktop or laptop.
NEED HELP? If you have any questions, feel free to reach out to us at spreadsheetshub.office@gmail.com or info@spreadsheetshub.com. You can also contact us on WhatsApp for assistance.







