30/50/20 Budget Spreadsheet Template | Excel & Google Sheets
Tax included
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- 40HUB – Purchase 2 or more items and enjoy 40% off your entire order!
30/50/20 – Lifestyle Upgrade (Enjoying Life to the Fullest)
The 30/50/20 Lifestyle Upgrade budgeting template is designed for those who want to live life to the fullest while maintaining financial balance. This budgeting plan allows you to prioritize your lifestyle goals, enjoy the things you love, and still be responsible with your savings. It’s all about achieving the right balance between enjoying life and securing your financial future.
Who Is This Template For?
This template is perfect for individuals who:
- Want to enjoy life without sacrificing essential financial goals.
- Value experiences like travel, shopping, and entertainment but still want to save for the future.
- Are ready to upgrade their lifestyle by optimizing their finances to support their personal goals and desires.
- Need a healthy mix of fun and savings, allowing them to experience life’s pleasures while being prepared for the unexpected.
How Does It Work?
The 30/50/20 rule divides your income into three categories, creating a perfect balance between essentials, enjoyment, and savings:
- 30% Needs: This section covers your essential living expenses, such as rent, utilities, groceries, and transportation. With 30% allocated to your needs, you’ll have enough to cover the basics without going overboard.
- 50% Wants: Here’s where you get to live life to the fullest! With 50% of your income, you can prioritize the things you love—travel, entertainment, shopping, dining out, and anything else that brings you joy. This is the fun part of the budget, where you can indulge without guilt.
- 20% Savings: Even though you’re focused on enjoying life, the 20% savings section ensures you're still planning for the future. Whether it’s building an emergency fund, saving for a big purchase, or investing for the long-term, you’ll have a solid foundation to protect yourself financially.
Why Choose the 30/50/20 Budgeting Template?
- Balanced Lifestyle: The 30/50/20 rule provides a perfect balance between enjoying life and being financially responsible. You don’t have to sacrifice fun and experiences just to save money, and you don’t have to worry about overspending either. This is budgeting with a lifestyle upgrade in mind.
- Focus on Enjoyment: With 50% of your income dedicated to your wants, this template allows you to indulge in the things that make life exciting—whether it's travel, shopping, dining, or entertainment. It's all about maximizing your enjoyment while staying in control of your finances.
- Financial Security: The 20% allocated for savings ensures that you're building an emergency fund and saving for your future. Whether you're saving for retirement, investments, or unexpected expenses, this template keeps you on track.
Benefits of This Template:
- Optimized Essential Expenses: With 30% for needs, you’ll be able to cover your basic living expenses without over-spending. This helps you keep your essentials in check while giving you room for enjoyment.
- Maximum Enjoyment: The 50% allocation for wants means you can really live life to the fullest. Whether it's traveling the world, shopping for your favorite brands, or indulging in fun activities, you can enjoy it all without feeling guilty.
- Building for the Future: Even with a focus on lifestyle upgrades, the 20% savings section ensures you're still making progress toward your financial goals, creating a safety net for emergencies and future needs.
- Easy to Follow: The 30/50/20 Lifestyle Upgrade template is simple to use, making budgeting a breeze. You can see exactly where your money is going and easily track your spending, so you can enjoy life without worrying about your finances.
Is This Template Right for You?
If you're looking for a budgeting plan that allows you to enjoy life while also being smart about your finances, the 30/50/20 Lifestyle Upgrade template is a perfect fit. It gives you the freedom to have fun, explore new experiences, and still maintain a healthy savings plan for the future.
With the 30/50/20 Lifestyle Upgrade, you can live your best life now while building a secure financial future. It’s all about finding the balance between the essentials, indulgence, and savings—helping you enjoy life to the fullest while staying financially on track.
WHAT’S INCLUDED?
- Step-by-step instructions
- 4 Templates of Spreadsheets
- Sample Google Sheet with Mock Data
- Blank Google Sheet
- Sample Excel with Mock Data
- Blank Excel
- Editable in Google Sheets and Microsoft Excel
- Compatible with MAC, PC, Phones, or Tablets
HOW IT WORKS & REQUIREMENTS
YOU WILL NEED:
- A device to access Google Sheets or Microsoft Excel
- A Google Account (if using Google Sheets)
- Microsoft Excel software (if using Excel)
- Basic computer skills
HOW IT WORKS:
1. Purchase and download instantly.
2. Open the PDF file to access the Google Sheet link.
3. Download the Excel template.
4. Open the spreadsheet and start planning!
IMPORTANT TO KNOW:
- This is a digital download; no physical items will be shipped.
- Due to the nature of digital products, all sales are final, and refunds are not available.
COLOR DISCLAIMER:
Please note that colors in the spreadsheet may vary slightly due to screen display differences on your device. This can include variations in color on phones, tablets, and computers.
Note: For the best experience, we recommend using a desktop or laptop for full editing capabilities.
NEED HELP? If you have any questions, feel free to reach out to us at spreadsheetshub.office@gmail.com or info@spreadsheetshub.com. You can also contact us on WhatsApp for assistance.
FAQ
How will I get access after purchase?
- Once your payment is confirmed, you’ll receive an email with your purchase details and access links for both the Google Sheets and Excel versions of the template.
How long will it take to receive my template after purchase?
- Instantly! No delays or manual processing. This is a digital download, and you will receive access to your templates immediately in two ways:
1) An email with your download links
2) A confirmation page after successful payment, where you can download the files right away without closing the website
Is this a subscription or a one-time payment?
- It’s a one-time payment — no hidden fees or recurring charges!
Are the templates compatible with my device?
- Yes! All Google Sheets and Excel templates are fully compatible with any device — including Windows, Mac, Android, and iOS.
Will anyone else be able to see my data after purchase?
- No! Once you purchase any template from us, you’ll receive your own private copy linked to your personal Google or Microsoft account (depending on whether you're using Google Sheets or Excel).
Google and Microsoft follow very strict security protocols, so no one will ever be able to access or modify your data without your explicit permission.
Which currencies are included in the template?
- All templates include over 40 different currencies from around the world. Yours is definitely there!
How do I know which cells I should fill out and which ones I shouldn't?
- The input cells are always marked with a specific color, usually white. You can also click on any cell to check if it contains a formula before entering data.
What if I accidentally enter data into a formula cell?
- Most likely, you won’t be able to. Each formula cell has a warning or restriction that prevents accidental editing. So don’t worry!
Can I edit and customize the templates?
- Absolutely! You can modify anything you like. The only limit is your imagination.
Can I resell this template?
- No, all templates are for personal use only.
However, if the template is marked as a PLR Spreadsheet, then yes — you are allowed to resell it anywhere, anytime!
Can I resell this template?
- No, all templates are for personal use only.
However, if the template is marked as a PLR Spreadsheet, then yes — you are allowed to resell it anywhere, anytime!
What if I need help or have questions about my template?
- 📧 spreadsheetshub.office@gmail.com
- 📧 info@spreadsheetshub.com
Can I use the template right after purchase?
- Yes! You’ll receive instant access to your template as soon as the payment is confirmed. No delays, no waiting.
What skill level do I need to use the template?
- Our templates are designed for all levels — from beginners to advanced users. Input fields are clearly marked, and most come with easy-to-follow instructions.
Can I use the template in Google Sheets for free?
- Absolutely! You don’t need a paid Google account — our templates work perfectly in the free version of Google Sheets.
Is the template for personal use only, or can I use it for business too?
- We offer templates for both personal finance and business needs — from budgeting to order tracking and inventory management.
Can I request a customization?
- Yes! We offer a custom spreadsheet service. Just reach out to us with your request and we’ll tailor the template to your needs.
What if I don’t know how to use Excel or Google Sheets?
- No problem! You can contact us for a simple guide or request support. We’re here to help and make sure you get the most out of your template.
Can I get a refund?
- As this is a digital product, refunds are not available. However, if you run into any issues or need assistance, we’ll do everything we can to help!
