Skip to content
Today only
40% OFF WHEN YOU ORDER 2+ ITEMS Hurry! Discount applies automatically at checkout
00:00:00
Hours : Mins : Secs

Budget by Paycheck Spreadsheet Template for Excel and Google Sheets

Sale price $13.99 Regular price $24.99
Save 44%

Auto-applied at checkout

Buy 2+ items → Extra 40% OFF on total

OR
SUBSCRIBE

Grab this template and 4 more with SpreadsheetsHub Membership

Get 5 Templates
$9.99 $3.99/mo

Shop with confidence

Instant Download Access files immediately
Lifetime Updates Always the latest version
One-time Payment Step-by-step guide included
Customizable Edit formulas and design

Take control of your finances with this Budget by Paycheck Spreadsheet, designed to help you effectively manage your income and expenses. Perfect for anyone who gets paid regularly, this template makes budgeting simple, giving you full control of your financial planning, paycheck by paycheck.

How to Use a Budget by Paycheck | Step-by-Step Video Tutorial

Key Features:

  • Track Income and Expenses
    Easily input your income from each paycheck and track your expenses, bills, and debts. Stay on top of where your money is going and ensure you're not overspending.
  • Multi-Currency Support
    Record transactions in any currency, whether it’s USD, EUR, GBP, or others. The template will automatically convert your transactions into your base currency, ensuring consistency across your records.
  • Smart Bill Calendar
    Stay organized with an intelligent bill calendar that shows due dates and payments. This feature helps you never miss a payment by automatically reminding you of upcoming bills and debts.
  • Unlimited Paycheck Tabs
    You can duplicate the paycheck sections as many times as you need, making it easy to track multiple paychecks and their respective expenses.
  • Up to 50 Customizable Categories
    You can categorize up to 50 different sections, including income, expenses, bills, savings, and debts. Tailor the categories to suit your unique financial situation.
  • Automatic Calculations
    Automatically see your remaining balance after each paycheck and expense, helping you stay on track with your budget.
  • Simple, Organized Layout
    The template's clear and intuitive layout ensures you can see your budget at a glance. Track all your finances with ease and clarity.

Why Choose This Template?

  • Ideal for Regular Paycheck Earners
    Whether you get paid weekly, bi-weekly, or monthly, this template helps you manage your money paycheck by paycheck with no hassle.
  • Stay on Track with Your Bills
    The smart calendar and automatic reminders ensure that you never miss a payment, while multi-currency support keeps things organized across different accounts.
  • Customizable and Flexible
    With unlimited paycheck tabs and up to 50 categories for income, expenses, bills, and debts, you can fully personalize the template to fit your needs.
  • Easy to Use for Everyone
    Whether you’re new to budgeting or a seasoned planner, this template is simple and user-friendly, making it easy for anyone to manage their finances effectively.

Take control of your finances today with the Budget by Paycheck Spreadsheet and start budgeting smarter, not harder.

WHAT’S INCLUDED?

- Step-by-step instructions 
- 4 Templates of Spreadsheets
- Sample Google Sheet with Mock Data
- Blank Google Sheet
- Sample Excel with Mock Data
- Blank Excel
- Editable in Google Sheets and Microsoft Excel
- Compatible with MAC, PC, Phones, or Tablets

FEATURES & LIMITATIONS

  • Automated Calculations: All totals, charts, and summaries update automatically when data is entered. No manual math required.
  • Currency Customization: For all budget and finance-related templates, you can easily change the currency symbol (USD, EUR, GBP, etc.) in just a few clicks.
  • Protected Formulas: Certain cells and tabs are locked to prevent accidental deletion of complex formulas, ensuring your template works perfectly. However, no passwords are required—you can easily unlock the sheets if you wish to customize the structure.
  • Language: This template is provided in English
  • No Macros: We use advanced formulas instead of VBA macros, making the files safer and more compatible across different devices.

HOW IT WORKS & REQUIREMENTS

SYSTEM REQUIREMENTS:
To ensure all features and automated functions work correctly, you will need:

  • Microsoft Excel: A subscription to Microsoft 365 (formerly Office 365) is strictly required. Older versions (Excel 2019 or earlier) may not support all formulas.
  • Google Sheets: A free Google Account if you prefer using the web-based version.
  • Device: A desktop or laptop is highly recommended for the best experience. Mobile devices may have limited editing capabilities.

HOW IT WORKS:

  1. Purchase and download your files instantly.
  2. Open the PDF file to access your unique Google Sheets link.
  3. Open the Excel file directly if using Microsoft 365.
  4. Follow the setup instructions inside and start planning!

IMPORTANT TO KNOW:

  • Compatibility: This template is exclusively designed for Microsoft 365 and Google Sheets. It is not compatible with Numbers (Apple), LibreOffice, or OpenOffice.
  • Refund Policy: Due to the instant nature of digital downloads, no refunds or exchanges can be given once the files are downloaded. Please verify your software compatibility before purchase.
  • Personal Use Only: Your purchase grants you a single-user license. Re-selling, sharing, or distributing this template in any form is strictly prohibited and protected by copyright law.


DISPLAY & COLOR DISCLAIMER: The visual appearance of the spreadsheet may vary slightly depending on your screen resolution, color settings, and device hardware. For the best experience, we recommend using a desktop or laptop.


NEED HELP? If you have any questions, feel free to reach out to us at spreadsheetshub.office@gmail.com or info@spreadsheetshub.com. You can also contact us on WhatsApp for assistance.

  • 5 stars: 67 (93%)
  • 4 stars: 2 (3%)
  • 3 stars: 3 (4%)
  • 2 stars: 0 (0%)
  • 1 star: 0 (0%)
J
Jason Walker

Money stress is a thing of the past

T
Timothy Lewis

I actually enjoy budgeting now

E
Edward Clark

Feels like financial freedom

B
Brian Harris

Financial stability starts with this

K
Kevin White

Makes budgeting second nature

J
Joshua Jackson

Bills, savings, spending—all managed

C
Christopher Moore

It’s like money therapy

P
Paul Taylor

Helps me stay on track effortlessly

A
Andrew Wilson

Keeping up with expenses is easy

S
Steven Gonzalez

Budgeting feels empowering now

M
Mark Lopez

Seeing my finances in one place = relief

A
Anthony Hernandez

This tool is a lifesaver

M
Matthew Martinez

No more financial surprises

T
Thomas Davis

Can’t believe how much I’ve saved

D
Daniel Rodriguez

Finally have a system that works

C
Charles Miller

Feels like having a money coach

J
Joseph Garcia

Love how customizable it is

W
William Jones

Every expense is under control

J
John Brown

My bank account looks healthier

D
David Williams

Everything I need in one place

R
Robert Johnson

Budgeting has never been easier

M
Michael Smith

I feel financially confident

J
James Anderson

It’s like giving my paycheck a plan

L
Lillian Bryant

A must-have for budgeting

H
Harrison Owen

Super detailed yet easy to use

S
Sophia Maxwell

My money is working for me

A
Anthony Blake

This spreadsheet just works

C
Celeste Harper

More savings, less stress

G
George Palmer

No more scrambling for bills

M
Matilda Hayes

Best tool for paycheck planning

F
Frederick Dawson

My finances finally feel stable

J
Juliette Cross

So well thought out

V
Victor Sweeney

Takes the stress out of money

C
Camille Richards

Love tracking every paycheck

L
Leonard Bishop

Finally feel secure about money

Back to top