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2026 Roth 401(k) Contribution Limits

Roth 401(k) limits rise in 2026: $24,500 base, $8,000 catch-up (or $11,250 for ages 60-63). High earners must use Roth for catch-ups. Learn benefits, strategies and how to maximize tax-free retirement savings.

401(k) Contribution Limits for 2026: Simple Guide

The IRS increased 401(k) limits for 2026: $24,500 employee contribution (+$1,000), $8,000 catch-up (or $11,250 for ages 60–63), total up to $72,000+. See full comparison to previous years and easy tips to save more for retirement.
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