Finance Tips
Guides and tutorials related to finance tips
Practical articles, spreadsheet templates, and step-by-step instructions to help you work faster and make better decisions with data.
Determine Your Budgeting Priorities in 2026
Guide to ranking 2026 budgeting priorities: emergency fund, high-interest debt, max retirement (401(k)/IRA/HSA), healthcare, and investments, with inflation (2.4-3%), 50/30/20 allocation, tools/apps, examples, and challenges. Use Spreadsheetshub.com templates for custom tracking.
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Dec 29, 2025
How to Budget Money in 5 Steps
This practical guide explains how to budget money in 5 straightforward steps, perfect for beginners or anyone seeking financial control. It covers calculating income, tracking and categorizing expenses, setting goals with methods like 50/30/20 or zero-based budgeting, creating the budget, and regular reviews. With real examples, common challenges, app recommendations, and customizable spreadsheet templates from Spreadsheetshub.com to automate tracking and forecasting.
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Ultimate 2026 Retirement Planning Guide
This ultimate guide covers all aspects of retirement planning for 2026, including higher contribution limits, tax strategies, investment approaches, Social Security tips, healthcare preparations, budgeting, estate planning, and key mistakes to avoid. Use customizable spreadsheets from Spreadsheetshub.com for personalized projections.
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Top Retirement Planning Mistakes to Avoid in 2026
This guide highlights the top 15 retirement planning mistakes to avoid in 2026, including failing to max contributions, overlooking inflation and taxes, claiming Social Security early, and poor diversification. With updated IRS limits and practical strategies, plus tools from Spreadsheetshub.com to model your plan.
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Budgeting for Maximizing Retirement Contributions in 2026
This comprehensive guide helps you budget effectively to maximize retirement contributions in 2026 using the latest IRS limits. It includes key figures for 401(k)s, IRAs, HSAs, tax bracket insights, cost-cutting ideas, real-life success stories, and tools like templates from Spreadsheetshub.com to secure your financial future.
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How to Build a Retirement Contribution Spreadsheet for 2026
Learn how to build a fully customized 2026 retirement spreadsheet in Google Sheets or Excel: track limits, tax savings, compound growth, and run unlimited scenarios.
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2026 Tax Credits Every Saver Should Know About
2026 brings valuable tax credits for retirement savers, families, students, and more. Learn about the Saver's Credit, enhanced Child Tax Credit, EITC, Adoption Credit, and education incentivesβplus tips to claim thousands in savings.
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2026 Tax Brackets and What They Mean for Your Retirement Contributions
2026 brings higher tax brackets and standard deductions due to inflation. Learn the new rates for single, joint, and head of household filers, plus how pre-tax retirement contributions can lower your bracket and save on taxes.
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Backdoor Roth IRA: A Complete 2026 Guide
High earners can still access Roth IRA benefits in 2026 via the Backdoor strategy. Discover the updated $7,500/$8,600 limits, detailed steps, pro-rata pitfalls, tax rules, and advanced tips to maximize tax-free growth and inheritance planning.
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Traditional IRA vs. Roth IRA: Which Is Better in 2026?
With 2026 IRA limits at $7,500 ($8,600 for 50+), choosing between Traditional (tax deduction now) and Roth (tax-free later) is key. Explore differences, phase-outs, scenarios, and smart strategies to optimize your retirement savings.
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How to Maximize Employer Match in Your 401(k) in 2026
Employer matches are the ultimate "free money" in retirement planning. In 2026, with higher IRS limits, discover proven strategies to get the full match, pace contributions wisely, leverage catch-ups, and avoid costly mistakes. Turn your 401(k) into a powerhouse for a secure future!
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401(k) 2026 Contribution Limits for Those Over 50
As you hit your 50s, 2026 brings exciting boosts to 401(k) contribution limits. Discover the new $8,000 standard catch-up, $11,250 super catch-up for ages 60-63, total limits, smart strategies, and tax tips to supercharge your retirement nest egg. Don't miss this chance to catch up and grow your savings faster!
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